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Draft legal document

Refund and Payment Policy

Last updated: 2026-07-21

This is a plain-language draft for the Vymeros marketplace serving Canada and the United States. It has not been reviewed by a lawyer and does not constitute legal advice. Vymeros will publish a reviewed version before a full commercial launch.

How Vymeros currently handles payments

  • Listing and swapping are free. Publishing an item, browsing, messaging and proposing a swap do not cost anything today.
  • Vymeros does not currently hold transaction funds. There is no escrow, wallet or stored balance. Buyers and sellers exchange directly.
  • Complete payment or trade only through channels you trust and can document. Never send money outside a documented, reversible method to a stranger.

Refunds

  • Because Vymeros does not process transactions, we cannot issue refunds for items sold or swapped between users.
  • Refunds are the responsibility of the seller, buyer and their payment provider.
  • Report suspected fraud, misrepresentation or unsafe items through the in-app Contact & Support form (category: Payment problem or Report a user).

Optional paid features (future)

  • Vymeros may introduce paid promotions, verification tiers, or protected marketplace payments in the future.
  • Any paid feature will show its price and terms clearly before you are charged.
  • If protected payments launch, Vymeros will use a regulated processor and publish a full Refund Policy at that time.

Chargebacks and reversals

  • If you pay outside of Vymeros, chargebacks and reversals are handled by your payment provider or bank.
  • Vymeros may cooperate with fraud investigations by providing basic account and listing information required by law.

Taxes

Buyers and sellers are responsible for any sales tax, GST/HST, use tax, customs duties or income tax that applies to their transactions.